Residual Stock Loans

Residual stock loans help property developers refinance unsold units from a completed project to repay construction debt and maximize returns. These loans offer lower interest rates than construction loans since the project is completed, reducing financial strain. Developers use residual stock loans to avoid selling at lower prices during market downturns, allowing them to hold stock until conditions improve. They can also leverage equity in unsold units for reinvestment in new projects. Options include short-term bridging loans for a gradual sell-down or long-term loans for ongoing investment.